Support for Mortgage Interest is a loan by the government to those on certain benefits-Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA), Universal Credit, Pension Credit. Claimants can start receiving the loan - from the date they start getting Pension Credit or after they have claimed Income Support, income-based JSA or income-based ESA for 39 weeks in a row or after they have received Universal Credit for 3 months in a row'.
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